An Automated Approach to Loss Mitigation If a mortgagor has defaulted within 90 days of a previous loss mitigation retention option. (special forbearance, loan modification, and partial claim) executed in the past 12 months; If the financial analysis reflects a mortgagor has a net surplus income of less than 20 percent. of total net income;
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The Home Equity Theft Reporter: Mortgage Cancellation Rackets That File Suits To Obtain Default Judgments To Wipe Out Banksters’ Liens Gain Steam In Florida Alternatives To Bankruptcy Alternatives to Bankruptcy. In many cases, filing for bankruptcy is the best option for debt relief. However, it never hurts to look into alternatives to bankruptcy before you file for Chapter 7 or Chapter 13 bankruptcy.